Balbo & Gregg, Attorneys at Law, P.C.
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Talk to an attorney before filing for Chapter 7 bankruptcy

Chapter 7 bankruptcy is not for everyone. While there are a number of reasons that it is an effective legal tool for helping Georgia residents get out from under their oppressive debts, there are just as many reasons that individuals may wish to look at their other options when preparing to take on their outstanding loans. Before jumping into a Chapter 7 bankruptcy filing, a debtor should discuss their options with a knowledgeable attorney.

For example, Chapter 7 bankruptcy limits who may use its protections. If an individual's income is too high, they may be barred from using the process. Their financial situation may be better served through the Chapter 13 bankruptcy process.

Also, depending upon the nature of the individual's debts, Chapter 7 bankruptcy may not fully eliminate their financial burdens. Not all debts may be extinguished through Chapter 7 bankruptcy, particularly those that are imposed due to court orders and judgments. If a person has insurmountable debts that will not be discharged in Chapter 7 bankruptcy, an attorney may be able to advise them of better debt relief options.

Debt is a problem for many Georgia residents as well as individuals through the United States. While bankruptcy can help some people get their financial lives back on track, it may not be the best course of action for everyone. The attorneys of Balbo & Gregg work with individuals who are interested in learning more about Chapter 7 bankruptcy and their options for getting out from under their debts. Some people find that Chapter 7 bankruptcy is right for them, while others may prefer other debt relief options. Attorneys can be a useful resource to those who are deciding what approach to take when it comes to eliminating debt.

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Balbo & Gregg, Attorneys at Law, P.C.

Main: 11258 Ford Avenue, | Suite 11 | Richmond Hill, GA 31324 | Map & Directions

Branch: 410 W General Screven Way | Hinesville, GA 31313 | Map & Directions

CTN: 912-330-6939 | Local Phone: 912-459-1776 | Fax: 912-459-1777