No one wants to think about an auto accident, but knowing what to do after one can save you from further hardship.
Here are four steps to take after a Georgia car accident.
1. Stay at the scene and call 911
If you are able, move your vehicle off the road for safety. Notify authorities of the accident and wait for first responders to arrive.
2. Gather information and file a police report
Take photos of vehicle damage and collect the other driver’s information. When authorities arrive, file a police report with as much information as you can remember. If you can, consider asking witnesses to share their statements with the police to support your account of events.
3. Get medical attention
Whether you feel okay or not, it is a good idea to get a preliminary checkup from paramedics at the scene and follow up with your primary care physician. A seemingly insignificant pain could become a more serious issue later, so the medical records detailing your symptoms may come in handy.
4. File an insurance claim
Georgia is an at-fault auto insurance state, so you should file an insurance claim with the responsible driver’s insurance. However, Georgia also follows a form of comparative negligence law, which means that you could have difficulty securing compensation if you share 50% or more responsibility in the accident. Be careful about the information you share with the insurance company, though. They are not on your side and do not want to pay.
Keep these steps in mind to help you handle whatever Georgia roads send your way.