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Deciding to file for a Chapter 7 bankruptcy

On behalf of Balbo & Gregg, Attorneys at Law, P.C. | Sep 20, 2019 | Chapter 7 Bankruptcy

Talking about finances is often not an enjoyable topic. This is especially true for those dealing with debt and financial hardships. When debt becomes overwhelming, it is not always easy to open up and discuss one's options when it comes to addressing and resolving...

Can you keep your house in a Chapter 7 bankruptcy?

On behalf of Balbo & Gregg, Attorneys at Law, P.C. | Jul 25, 2019 | Chapter 7 Bankruptcy

Struggling with debt is never easy. It can be frustrating to work through these financial troubles, but for some, these troubles only get worse with time. Unfortunately, no matter what one does, the overwhelming debt plaguing an individual or family in Georgia and...

Who can file for Chapter 7 bankruptcy?

On behalf of Balbo & Gregg, Attorneys at Law, P.C. | Jun 20, 2019 | Chapter 7 Bankruptcy

Although the term "bankruptcy" may be something that Georgia residents have heard of, not everyone knows exactly what goes into a bankruptcy proceeding. Bankruptcy in any form is a legal process that is only available to those who qualify. This post will look at some...

Talk to an attorney before filing for Chapter 7 bankruptcy

On behalf of Balbo & Gregg, Attorneys at Law, P.C. | May 9, 2019 | Chapter 7 Bankruptcy

Chapter 7 bankruptcy is not for everyone. While there are a number of reasons that it is an effective legal tool for helping Georgia residents get out from under their oppressive debts, there are just as many reasons that individuals may wish to look at their other...

What will filing for Chapter 7 bankruptcy do to one’s credit?

On behalf of Balbo & Gregg, Attorneys at Law, P.C. | Mar 14, 2019 | Chapter 7 Bankruptcy

People may not realize just how much their credit score matters. It can be the determining factor in whether a Georgia resident gets a home or car loan, can make a purchase or qualify for educational assistance. There are many things that can negatively impact one's...

Not all debts are discharged after Chapter 7 bankruptcy

On behalf of Balbo & Gregg, Attorneys at Law, P.C. | Jan 10, 2019 | Chapter 7 Bankruptcy

Bankruptcy can be a useful legal tool for Georgia residents who are facing insurmountable debts and who are without the means of paying them off. Particularly, Chapter 7 bankruptcy may be an option for those whose income does not preclude them from using the...

Income levels may preclude some from Chapter 7 bankruptcy

On behalf of Balbo & Gregg, Attorneys at Law, P.C. | Dec 6, 2018 | Chapter 7 Bankruptcy

When it comes to taking an honest and clear look at one's financial situation, a Georgia resident may be overwhelmed by the amount of debt that they carry. Debt lives in numerous parts of a person's life, from the credit cards that they fight to pay off to the student...

Income requirements for filing for Chapter 7 bankruptcy

On behalf of Balbo & Gregg, Attorneys at Law, P.C. | Oct 25, 2018 | Chapter 7 Bankruptcy

It may seem strange but, in some cases, a person may make too much money to file for certain types of bankruptcy. That is the situation regarding Chapter 7 bankruptcy, a form of personal bankruptcy that is limited to individuals with relatively low incomes and who...

Managing debts after a Chapter 7 bankruptcy discharge

On behalf of Balbo & Gregg, Attorneys at Law, P.C. | Sep 6, 2018 | Chapter 7 Bankruptcy

Readers may be surprised to learn that a person can emerge from the Chapter 7 bankruptcy process with many debts still intact. This is because not all debts can be discharged. When pursuing bankruptcy, a person should have a plan for how they will manage their...

What happens to your house if you file for bankruptcy?

On behalf of Balbo & Gregg, Attorneys at Law, P.C. | Aug 14, 2018 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy

It is normal that when it comes to bankruptcy there are a lot of questions. Many questions stem from how you will be able to manage your finances in the future. A popular question that is often asked when it comes to bankruptcy is: Will I be able to keep my house?...

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